Revenue: As of FY2025 Q3, the actual value is USD 339.89 M.EPS: As of FY2025 Q3, the actual value is USD 0.23.<h3>Segment Revenue</h3><ul><li>Revenue from Fees: $339.9 million for the three months ended September 30, 2025, compared to $249.3 million for the same period in 2024, representing a 36% increase.</li><li>Interest Income: $14.9 million for the three months ended September 30, 2025, compared to $8.7 million for the same period in 2024, representing a 71% increase.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $22.5 million for the three months ended September 30, 2025, compared to a net loss of $67.5 million for the same period in 2024.</li><li>Operating Income: $80.0 million for the three months ended September 30, 2025, compared to $22.4 million for the same period in 2024.</li><li>Total Costs and Operating Expenses: $270.2 million for the three months ended September 30, 2025, compared to $234.9 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $158.8 million for the nine months ended September 30, 2025, compared to $19.9 million for the same period in 2024.</li><li>Net Cash Used in Investing Activities: $209.5 million for the nine months ended September 30, 2025, compared to $448.1 million for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $86.9 million for the nine months ended September 30, 2025, compared to $387.9 million for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Network Volume: $2.8 billion for the three months ended September 30, 2025, compared to $2.4 billion for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue expanding its AI technology and data network to improve creditworthiness determination and increase Network Volume. The focus is on enhancing the scalability of the business and operational leverage.</li><li>Non-Core Business: The company is exploring new asset classes and products to expand its network and increase origination volumes.</li><li>Priority: The company aims to maintain a focus on profitable growth, which may result in a different targeted volume mix, highlighting the scalability of its business.</li></ul>

PAGAYA TECHNOLOGIES LTD C/WTS (TO PUR COM) | 10-Q: FY2025 Q3 Revenue: USD 339.89 M