Revenue: As of FY2025, the actual value is USD 8.677 M.EPS: As of FY2025, the actual value is USD -1.74.EBIT: As of FY2025, the actual value is USD -4.769 M.The OLB Group, Inc. reported total revenue of $8,676,907 for the year ended December 31, 2025, a 32.4% decrease from $12,838,988 in 2024, primarily due to reduced revenue from Moola Cloud, LLC.<h4>Segment Revenue</h4><ul><li>Fintech Services Revenue (2025 vs. 2024)<ul><li>Transaction and processing fees: $7,936,768 in 2025 vs. $9,684,152 in 2024.</li><li>Merchant equipment rental and sales: $28,720 in 2025 vs. $75,575 in 2024.</li><li>Other revenue from monthly recurring subscriptions: $302,241 in 2025 vs. $521,268 in 2024.</li><li>Digital product revenue: $198,922 in 2025 vs. $2,144,661 in 2024.</li></ul></li><li>Bitcoin Mining Business Revenue (2025 vs. 2024)<ul><li>Revenue, net - bitcoin mining: $210,256 in 2025 vs. $413,332 in 2024.</li></ul></li></ul><h4>Operational Metrics</h4><ul><li>Net Loss: The net loss for 2025 was -$5,874,051, a decrease of $5,350,860 compared to -$11,224,911 in 2024.</li><li>Processing and Servicing Costs: These costs decreased by 29.4% to $7,528,415 in 2025 from $10,669,238 in 2024, reflecting the decrease in revenue and merchant attrition.</li><li>Amortization Expense: Amortization expense was $0 in 2025, down from $533,805 in 2024, as most assets were fully amortized.</li><li>Depreciation Expense (Bitcoin Mining Segment): Depreciation expense for the Bitcoin Mining Segment decreased by 80.6% to $507,393 in 2025 from $2,616,137 in 2024, primarily due to asset impairment in 2024.</li><li>Salary and Wage Expense: Increased slightly by 2.1% to $2,993,692 in 2025 from $2,932,948 in 2024.</li><li>Professional Fees: Decreased by 51.8% to $935,076 in 2025 from $1,939,542 in 2024, mainly due to reduced legal activity.</li><li>General and Administrative (G&amp;A) Expenses: Decreased by 34.4% to $1,877,693 in 2025 from $2,861,300 in 2024, largely due to decreases in bank fees, outside services for DMINT, compliance fees, rent, and insurance expense.</li><li>Impairment Expense: No impairment expense was recorded in 2025, compared to -$2,962,469 in 2024 related to DMINT’s natural gas purchase rights.</li></ul><h4>Cash Flow</h4><ul><li>Operating Activities: Net cash used in operating activities was -$1,330,383 in 2025, an improvement from -$2,600,036 used in 2024.</li><li>Investing Activities: There were no investing activities in 2025, compared to net cash provided of $332,893 in 2024, which included proceeds from the sale of an investment and the purchase of the remaining interest in Moola Cloud, LLC.</li><li>Financing Activities: Net cash provided by financing activities was $1,318,724 in 2025, compared to $2,115,843 in 2024.</li></ul><h4>Unique Metrics</h4><ul><li>Bitcoin Mining: As of December 31, 2025, DMINT had 1,000 computers, with 400 online and mining for Bitcoin, having mined 60.01 Bitcoin by this date.</li><li>Moola Cloud Merchant Network: The company markets to Moola Cloud, LLC’s merchant network, which currently has approximately 31,600 locations in the United States.</li></ul><h4>Outlook / Guidance</h4>The OLB Group, Inc. plans to spin off DMINT into a stand-alone entity within the next twelve months, which is expected to eliminate the capital required to operate the Bitcoin Mining Segment from the Company’s expenses. DMINT intends to raise capital through equity issuance or loans against its assets, including its property in Selmer, Tennessee, and Bitcoin mining computers. Management believes existing cash resources, expected capital raises, potential advances under the ATM program, and related party financing will provide sufficient liquidity through March 31, 2027, though there is no assurance additional resources can be raised on acceptable terms.

OLB | 10-K: FY2025 Revenue: USD 8.677 M