University Bancorp 2025 Net Income $9,022,486, $1.70 Per Share
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University Bancorp, Inc. reported a net income of $9,022,486 for 2025, translating to $1.70 per share, down from $2.02 per share in 2024. The company's revenue grew 9.8% to a record $137.5 million, but profitability was affected by low industry margins in residential mortgage origination. Shareholders' equity rose to $100,291,529, or $19.40 per share. The bank declared a quarterly dividend of $0.10 per share and is now licensed to originate mortgage loans in all 50 states. Management anticipates higher earnings in 2026 due to strategic projects and acquisitions.
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