Revenue: As of FY2026 Q1, the actual value is USD 69.38 M.EPS: As of FY2026 Q1, the actual value is USD 0.36, missing the estimate of USD 0.535.EBIT: As of FY2026 Q1, the actual value is USD -44.52 M.NB Bancorp, Inc. reported a net income of $15.0 million for the first quarter of 2026, marking a significant increase from $7.7 million in the prior quarter . Operating net income, excluding one-time charges, was $15.8 million, a decrease from $21.2 million in the prior quarter, primarily due to trailing merger and acquisition costs of $534 thousand (pre-tax) and non-recurring fees for business line expansion of $500 thousand (pre-tax) .<h4>Revenue</h4>Net interest income for the current quarter was $64.9 million, an increase of $6.1 million, or 10.4%, from $58.8 million in the prior quarter . Noninterest income was $4.5 million, up $111 thousand, or 2.5%, from $4.4 million in the prior quarter . Customer service fees increased by $235 thousand, or 8.1%, to $3.1 million, while swap contract income decreased by - $476 thousand, or -70.3%, to $201 thousand .<h4>Operational Costs and Expenses</h4>Noninterest expense for the current quarter was $42.7 million, a decrease of - $6.6 million, or -13.4%, from $49.3 million in the prior quarter . This decrease was primarily driven by merger and acquisition expenses falling by - $15.2 million, or -96.6%, to $534 thousand . Conversely, salaries and employee benefits expenses increased by $4.3 million, or 20.5%, to $25.5 million . Director and professional service fees rose by $1.5 million, or 62.0%, to $4.0 million, including a $500 thousand one-time business expansion fee . Data processing expenses increased by $1.1 million, or 32.7%, to $4.4 million .<h4>Asset and Deposit Growth</h4>Total assets increased by $220.3 million, or 3.1%, to $7.23 billion as of March 31, 2026, from $7.01 billion as of December 31, 2025 . Gross loans increased by $223.8 million, or 3.7%, to $6.21 billion, and net loans increased by $231.0 million, or 3.9%, to $6.13 billion . Total deposits increased by $243.5 million, or 4.2%, to $6.10 billion . Core deposits rose by $209.1 million, or 3.9%, to $5.53 billion, and brokered deposits increased by $34.4 million, or 6.4%, to $570.1 million . Commercial real estate loans increased by $21.5 million, or 0.9%, to $2.46 billion, and multi-family residential loans increased by $20.6 million, or 4.0%, to $538.2 million . Cannabis facility commercial real estate loans decreased by - $1.2 million, or -0.6%, to $213.8 million .<h4>Asset Quality</h4>Provision for credit losses increased by $7.4 million, or 695.9%, to $6.3 million for the current quarter, compared to a release of - $1.1 million in the prior quarter . The allowance for credit losses (ACL) amounted to $80.2 million, or 1.29% of total loans, as of March 31, 2026, down from $87.4 million, or 1.46% of total loans, at December 31, 2025 . Non-performing loans (NPLs) totaled $45.6 million, an increase of $2.2 million, or 5.1%, from $43.4 million at the end of the prior quarter . Total net charge-offs were $13.6 million, or -0.91% of average total loans on an annualized basis, an increase from $4.4 million, or -0.32%, in the prior quarter .<h4>Capital and Dividends</h4>Shareholders’ equity decreased by - $16.2 million, or -1.9%, to $842.8 million from $858.9 million, primarily due to the repurchase of 1,288,509 shares for $27.8 million and $3.2 million in dividends paid, partially offset by net income . Book value per share was $18.83, and tangible book value per share was $18.00, compared to $18.77 and $17.94, respectively, in the prior quarter . The Board of Directors declared a quarterly cash dividend of $0.07 per share .<h4>Outlook / Guidance</h4>NB Bancorp, Inc. anticipates that strategic investments in technology infrastructure and expanded cash management and payments capabilities will drive substantial benefits for both customers and shareholders beginning in the second half of 2026 . The company expects these investments to create value as it pursues ongoing growth .

NB Bancorp | 8-K: FY2026 Q1 Revenue: USD 69.38 M