
Synchrony posts April 2026 monthly charge-off rate of 5.5% and 30+ delinquency at 4.3%

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Synchrony reported an April 2026 net charge-off rate of 5.5% and a 30+ delinquency rate of 4.3%, showing a decrease from 5.8% and 4.5% respectively in March. Period-end loan receivables were stable at $100.9B. The adjusted net charge-off rate was 5.6%. The company will continue to provide these monthly statistics along with quarterly financial results.
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