American Integrity Insurance Group fully places $2.99B 2026-27 CAT XOL reinsurance with $430-440M ceded premium
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American Integrity Insurance Group fully placed its 2026-2027 catastrophe excess of loss reinsurance program, increasing third-party limits to $2.99 billion. The program provides $2.2 billion coverage for a single catastrophic event, with expected ceded premiums of $430–$440 million. Favorable market conditions and Florida legislative reforms led to improved terms and rate reductions. The placement combines traditional reinsurers, ILS investors, FHCF, and captive capacity, with all reinsurers rated A- or better.
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