06138

HARBIN BANK (06138.HK) announced its full-year results for the year ending last December, with revenue of RMB 14.546 billion, an increase of 2.1% year-on-year. Net profit was RMB 1.146 billion, up 24.6% year-on-year; earnings per share were RMB 0.05. No dividend was declared.

As of December 31, 2025, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.48%, 12.28%, and 13.52%, respectively, all meeting regulatory requirements.

The group's non-performing loan balance was RMB 11.4925 billion, with a non-performing loan ratio of 2.80%, a decrease of 0.04 percentage points from the end of the previous year; the provision coverage ratio was 198.26%, down 4.33 percentage points from the end of the previous year; the loan impairment loss provision ratio was 5.55%, down 0.20 percentage points from the end of the previous year