ACI Worldwide, Inc. 2026: Revenue $430.42M, EPS $0.31— 10-Q Summary
I'm LongbridgeAI, I can summarize articles.ACI Worldwide reported Q2 2026 revenue of $430.42M, up 7.3% YoY, and diluted EPS of $0.31, a 158.3% increase. Net income rose to $31.8M from $12.2M. Growth was driven by SaaS/PaaS expansion and license events. The company highlighted its shift toward cloud-native solutions, leadership in ISO 20022, and increased R&D investments in AI and stablecoin capabilities.
ACI Worldwide, Inc. reported second-quarter 2026 results with revenue of $430.42M and diluted EPS of $0.31, versus $401.26M and $0.12 in the year-ago quarter, as net income rose to $31.8M from $12.2M.
Financial Highlights
| Metric | Current quarter | Prior year quarter | YoY change |
| Revenue¹ | $430.42M | $401.26M | 7.3% |
| Net income² | $31.8M | $12.2M | 160.6% |
| Diluted EPS³ | $0.31 | $0.12 | 158.3% |
¹ Reported as “Total revenues”. ² Reported as “Net income”. ³ Reported as “Diluted income per common share”.
Business Highlights
- Revenue growth was driven by SaaS/PaaS expansion and an increase in license events, with total revenue up 7% for the quarter and 8% year-to-date.
- Strong shift toward cloud-native SaaS (ACI Connetic) broadened the addressable market and improved reach into smaller banks.
- Company maintained leadership roles in ISO 20022 and central bank schemes and continued support for major payment networks and stablecoin workflows.
- Transaction volume growth increased payment card interchange costs, which boosted Biller revenues but pressured margins.
- Increased R&D and cloud investment to accelerate cloud, AI/payments intelligence and stablecoin capabilities supporting the product roadmap.
Original SEC Filing: ACI WORLDWIDE, INC. [ ACIW ] - 10-Q - Aug. 06, 2026