EPS: As of FY2025 Q2, the actual value is USD 0.34.

Segment Revenue

• Revenue (FTE): $1,954 million for 2Q25, reflecting strong revenue growth and positive operating leverage.

Operational Metrics

• Net Income: Adjusted net income available to common (annualized) was $2,078 million for 2Q25.
• Return on Average Tangible Common Shareholders’ Equity (ROTCE): 16.1% for 2Q25, with an adjusted ROTCE of 17.6% excluding securities repositioning and notable items.
• Tangible Book Value Per Share (TBVPS): $9.13 for 2Q25, showing growth in tangible book value per share.

Cash Flow

• Operating Cash Flow: Not explicitly detailed in the reference.
• Free Cash Flow: Not explicitly detailed in the reference.

Unique Metrics

• Loan and Deposit Growth: Total loan growth since 2023 was $13 billion, with commercial loan growth at 11% and commercial deposit growth at 23%.
• Capital Markets Revenue Growth: 35% growth from 2Q23 to 2Q25.

Outlook / Guidance

• The acquisition of Veritex is expected to close early in the fourth quarter of 2025, subject to regulatory approvals and customary closing conditions. The transaction is anticipated to be modestly accretive to Huntington’s earnings per share, neutral to regulatory capital at close, and slightly dilutive to tangible book value per share with payback in approximately one year inclusive of merger expenses and CECL double count.
• The partnership with Veritex is expected to accelerate organic growth in Texas, leveraging strong cultural alignment and experienced local leadership. The transaction is anticipated to be modestly accretive to EPS and ROTCE, with minimal dilution to tangible book value per share and an earn-back period of approximately one year. The merger is subject to regulatory and shareholder approvals, with an expected closing in 4Q25.