EPS: As of FY2025 Q2, the actual value is USD 0.34.

EBIT: As of FY2025 Q2, the actual value is USD 155.71 M.

Commercial Segment

• Net Loans: $14,444,821 as of June 30, 2025, compared to $10,056,259 as of December 31, 2024.
• Allowance for Credit Losses: $215,917 as of June 30, 2025, up from $138,460 as of June 30, 2024.
• Nonaccrual Loans: $208,671 as of June 30, 2025.

Commercial Real Estate Segment

• Net Loans: $21,704,604 as of June 30, 2025, compared to $16,133,048 as of December 31, 2024.
• Allowance for Credit Losses: $294,303 as of June 30, 2025, up from $189,911 as of June 30, 2024.
• Nonaccrual Loans: $292,665 as of June 30, 2025.

Residential Real Estate Segment

• Net Loans: $8,212,242 as of June 30, 2025, compared to $6,797,586 as of December 31, 2024.
• Allowance for Credit Losses: $31,850 as of June 30, 2025, up from $23,135 as of June 30, 2024.

Consumer Segment

• Net Loans: $3,147,876 as of June 30, 2025, compared to $2,892,255 as of December 31, 2024.
• Allowance for Credit Losses: $20,551 as of June 30, 2025, up from $11,932 as of June 30, 2024.

Cash Flow

• Net Cash Flows from Operating Activities: $181,093 for the six months ended June 30, 2025, compared to $265,213 for the same period in 2024.
• Net Cash Flows from Investing Activities: -$684,942 for the six months ended June 30, 2025, compared to -$956,643 for the same period in 2024.
• Net Cash Flows from Financing Activities: $1,084,452 for the six months ended June 30, 2025, compared to $749,418 for the same period in 2024.

Future Outlook and Strategy

• Core Business Focus: Old National Bancorp plans to continue its focus on expanding its commercial and commercial real estate loan portfolios, as evidenced by the significant increase in net loans in these segments.
• Non-Core Business: The company completed the acquisition of Bremer Financial Corporation on May 1, 2025, which is expected to enhance its market presence and operational scale.