
Rate Of Return
OCBC Bank Return RateWhy I Post So Often, And What I'd Do Differently If I Needed The Money 🦖
🔍 The Angle
Most finance channels only exist because the creator needs the income, so every verdict quietly bends toward whatever keeps the views coming. This episode is me pulling the curtain back on what actually changes when the work that feeds you is your own portfolio, not your subscriber count. The tension here is simple, what happens to the honesty of a verdict when it costs the speaker nothing to say “no”.
💰 What It Means For You
If you are using CPF or SRS to build an income floor, you need verdicts that do not flinch when a popular stock is the wrong fit. When I say something sits below our 4.7% yield hurdle or fails the 35% gearing ceiling, I can say it cleanly because my rent does not depend on you liking that answer. The whole point is that your Zone verdict lands on the numbers alone, not on what would keep you most comfortable in the comments.
📺 YouTube: https://youtu.be/__O6a4d9g1g
📩 Substack: https://investingiguana.com/p/why-i-post-so-often-and-what-id-do
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