Q4 FY2026 EarningsFY26 Q4 results beat consensus on key profitability metrics, with Normalized EPS of $8.74 significantly exceeding the $8.32 expected. Total net revenue (Net Interest Income + Non-interest Income) reached $1,480.5M, slightly ahead of the $1,462.0M forecast, driven by the Banking segment's strong loan growth and the Verdant acquisition. While GAAP Net Income of $490.4M was in-line with consensus, it was impacted by a $21.0M FINRA arbitration accrual. Net interest margin (NIM) remained resilient at 4.70% vs. 4.69% expected, supported by a favorable shift in loan mix toward higher-yielding commercial assets.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Axos Financial(AX) the Revenue is 379.77 M (+18.14%), Beat estimate;the EBIT is 173.82 M (+1.77%), Miss estimate;the EPS is 2.16 (+12.5%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.38B18.14%
0.37B16.48%
+0.01B1.66%
EBITMiss expectations
0.17B1.77%
0.19B13.70%
-0.02B11.93%
EPSExceed expectations
2.1612.50%
2.1511.98%
+0.01000.52%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf