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Q2 FY2026 EarningsQ2 FY26 missed consensus across bottom-line metrics, with diluted EPS of $1.43 vs. $1.465 expected (-2.39%) and revenue of $172.0M vs. $174.5M expected (-1.47%). While Net Interest Margin (NIM) of 4.13% slightly beat the 4.12% consensus, profitability was weighed down by a $3.8M provision for credit losses and a 5% QoQ increase in non-interest expenses. Assets grew slightly to $16.59B, driven by a 2% increase in net loans receivable, while the impending merger with Pacific Financial Corporation remains the primary forward-looking catalyst.