Q2 FY2026 EarningsQ2 FY2026 results significantly exceeded consensus expectations across primary profitability metrics, with Diluted EPS of $0.58 vs. $0.515 expected and Net Income of $9.25M vs. $8.29M expected. While Revenue of $33.95M (Net Interest Income + Non-Interest Income) was slightly below the $34.02M consensus, a sharp reduction in loan loss provisions and disciplined expense management drove the bottom-line beat. Net interest margin improved 14bps QoQ to 3.38%, benefiting from targeted deposit rate cuts and loan yield expansion.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Bank of Marin(BMRC) the Revenue is 34.1 M (+16.78%), Beat estimate;the EBIT is 12.51 M (+65.93%), Beat estimate;the EPS is 0.58 (+209.4%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.03B16.78%
0.03B16.51%
+0.00B0.27%
EBITExceed expectations
0.01B65.93%
0.01B58.12%
+0.00B7.81%
EPSExceed expectations
0.58209.43%
0.515197.17%
+0.065012.26%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf