Princeton Bancorp

Q2 FY2026 EarningsQ2 FY26 results significantly exceeded consensus estimates across all major profitability metrics, with a Diluted EPS of $1.04 vs. $0.88 expected and Net Income of $7.1M vs. $6.0M consensus. The beat was primarily driven by a sharp reduction in credit loss provisions (a reversal of $353K vs. a $7.0M provision YoY) and improved Net Interest Margin (3.86% vs. 3.54% YoY). While Revenue reached $31.7B (exceeding the $19.5B mean), loan balances slightly declined by 2.47% compared to year-end 2025, reflecting tighter credit conditions despite the overall earnings strength.