CF Bankshares

Q2 FY2026 EarningsQ2 FY26 results slightly beat consensus across key profitability metrics: revenue reached $16.5M vs. $16.3M expected, and diluted EPS was $0.90 vs. $0.89 expected. Net Interest Margin (NIM) expanded significantly to 2.93%, driven by loan prepayment penalties and optimized funding costs. While asset quality saw a marginal decline with nonperforming loans rising to 1.15%, strong PPNR growth of 26% QoQ and a robust Tier 1 Leverage Ratio of 11.64% support a positive outlook for core earnings accretion in H2 2026.