Citizens Financial

Q2 FY2026 EarningsQ2 2026 net income reached $587M, up 35% YoY and 14% QoQ. Total revenue grew to $2.28B (+12% YoY), driven by a 14% YoY increase in NII to $1.63B and 9% YoY growth in noninterest income. NIM expanded to 3.17% (+22 bps YoY), while the efficiency ratio improved to 61.1%. Diluted EPS was $1.30, supported by record Capital Markets and Wealth fees and strong Private Bank performance.