Esquire Financial

Q2 FY2026 EarningsQ2 FY26 net income reached $13.0M, up 9.2% YoY, with adjusted diluted EPS at $1.60 (up 15.9% YoY) after excluding $1.1M in merger costs. Net interest margin (NIM) remained resilient at 5.96%, supported by 27.3% YoY loan growth, specifically a 41.0% surge in the litigation-related portfolio. Core deposits grew 22.3% YoY to $2.18B with a low cost-of-funds of 1.03%. The Signature merger is on track to close on August 1, 2026.