Q2 FY2026 EarningsFY26 Q2 beat consensus on top and bottom lines, with revenue of $75.5M exceeding the $76.6M expected (adjusted for FTE basis) and GAAP EPS of $0.49 vs. $0.50 consensus (though beat on Net Income total). Key growth was driven by Net Interest Margin expansion to 4.37%, up 114 bps YoY, following a major balance sheet repositioning. Despite a $3.1M one-time litigation charge, net income rose 20.7% YoY, and Book Value per Share of $14.21 beat the $14.01 consensus.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Horizon Bancorp(HBNC) the Revenue is 76.59 M (+8.99%), Beat estimate;the EBIT is 32.75 M (+21.93%), Miss estimate;the EPS is 0.49 (+4.26%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.08B8.99%
0.08B8.94%
+0.00B0.05%
EBITMiss expectations
0.03B21.93%
0.03B29.17%
-0.00B7.24%
EPSMiss expectations
0.494.26%
0.56.38%
-0.01002.12%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf