First Internet
INBK26.2901.61% ( -0.430 )
Q2 FY2026 EarningsQ2 FY2026 revenue rose 23% YoY to $41.1M, driven by a 56% surge in noninterest income and a 16% increase in net interest income. Net income reached $2.4M (up from $0.2M YoY) with diluted EPS at $0.27. FTE NIM expanded 43 bps YoY to 2.47%. Credit quality improved as provision for credit losses fell 18% QoQ to $13.4M and nonaccrual loans declined 14% QoQ.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: First Internet(INBK) predict that the Revenue is 33.58 M (+15.21%), Miss estimate;the EBIT is 15 M (+27.71%), Miss estimate;the EPS is 0.27 (+1250%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.03B15.21%
0.04B21.11%
-0.00B5.90%
EBITMiss expectations
0.02B27.71%
0.02B43.87%
-0.00B16.16%
EPSExceed expectations
0.271250.00%
0.1375587.50%
+0.1325662.50%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf