Northeast Community Bancorp

Q2 FY2026 EarningsQ2 FY26 performance was mixed relative to consensus: revenue of $36.1M beat the $25.8M expectation, while diluted EPS of $0.72 missed the $0.77 mean estimate. A significant credit loss provision of $0.86M (vs. nil in the prior year) and a $0.5M commercial loan charge-off weighed on profitability. Net interest margin compressed by 21 bps YoY to 5.14%, driven by Federal Funds rate cuts in late 2025, although total assets grew 2.5% YTD to $2.1B fueled by construction lending.