Oak Valley Bancorp

Q2 FY2026 EarningsQ2 FY2026 net income reached $5.11M, down 8.5% YoY and 3.7% QoQ, resulting in a diluted EPS of $0.61. Net interest income grew to $18.94M, up 4.4% YoY, supported by a 4.15% net interest margin (+4bps YoY). However, performance was weighed down by a 13.8% YoY surge in non-interest expenses to $14.16M due to staffing and branch expansion costs. Asset quality improved QoQ with NPAs at 0.13% of total assets, despite a $1.74M loan charge-off.