Q2 FY2026 EarningsQ2 FY26 results missed consensus on the bottom line primarily due to a significant one-time valuation adjustment. Diluted EPS of $0.82 missed the $0.87 mean estimate, driven by a $5.2M pre-tax write-down on an OREO property (-$0.15 per share impact). Total revenue of $84.4M was slightly below the $86.7M expectation. However, core performance was robust: Net Interest Margin (NIM) expanded 29bps YoY to 3.49%, and non-interest income from Wealth Management and Mortgage Banking grew 10.7% and 37.2% YoY, respectively. Excluding the OREO charge, adjusted EPS would have been approximately $0.97, representing a substantial core beat.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Univest Financial(UVSP) the Revenue is 89.4 M (+10.31%), Beat estimate;the EBIT is 36.27 M (+18.11%), Beat estimate;the EPS is 0.82 (+18.84%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.09B10.31%
0.09B6.94%
+0.00B3.37%
EBITExceed expectations
0.04B18.11%
0.03B10.39%
+0.00B7.72%
EPSMiss expectations
0.8218.84%
0.8726.09%
-0.05007.25%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf