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Company Encyclopedia
name
VALA
02051.HK
Vala Inc., an investment holding company, operates 51 Credit Card Manager, an online credit card management platform in the People’s Republic of China. It operates through four segments: Credit card facilitation and technology services, SaaS business, Valalife Service Fee, and Children’s Entertainment business. The company offers credit management, credit card technology, and credit facilitation services. It is also involved in developing and operating applications; provision of micro loan, technology, and financing guarantee services; provision of post-loan management services; operating employees’ incentive; provision for technical and operational solution to financial institutions and camping services; and processing and sell automobiles.
86.54 B
02051.HKMarket value -Rank by Market Cap -/-

Financial Score

20/05/2026 Update
C
Consumer FinanceIndustry
Industry Ranking11/30
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
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    Rating
  • Profit ScoreE
    • ROE-20.70%E
    • Profit Margin-63.76%E
    • Gross Margin-6.94%E
  • Growth ScoreC
    • Revenue YoY9.11%B
    • Net Profit YoY-152.94%E
    • Total Assets YoY-15.93%E
    • Net Assets YoY-12.93%E
  • Cash ScoreC
    • Cash Flow Margin0.00%D
    • OCF YoY9.11%B
  • Operating ScoreD
    • Turnover0.24D
  • Debt ScoreB
    • Gearing Ratio24.95%B

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