EFSC: Net income fell to $40.9 million as asset quality weakened, but capital and loan growth remained solid
Quartr·- Net income fell to $40.9 million, impacted by higher bad debts and provision expenses despite increases in net interest income and loan growth. - Asset quality deteriorated, but capital ratios remained strong due to the issuance of $175 million in subordinated debt. - This information is reported in the Enterprise Financial Services Corporation [EFSC] SEC 8-K current report dated July 23, 2026.