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Company Encyclopedia
name
Farmers & Merchants
FMAO.US
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles.
700.89 B
FMAO.USMarket value -Rank by Market Cap -/-

Financial Score

10/06/2026 Update
B
Regional BanksIndustry
Industry Ranking88/327
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
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    Rating
  • Profit ScoreB
    • ROE9.85%B
    • Profit Margin28.99%A
    • Gross Margin0.00%E
  • Growth ScoreB
    • Revenue YoY19.01%B
    • Net Profit YoY31.44%B
    • Total Assets YoY2.86%C
    • Net Assets YoY9.10%B
  • Cash ScoreB
    • Cash Flow Margin94.04%C
    • OCF YoY19.01%B
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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