Farmers National

Q2 FY2026 EarningsQ2 FY2026 results significantly exceeded consensus expectations across the board: Revenue of $70.4M beat the $70.1M estimate, while Net Interest Margin (NIM) expanded to 3.44% vs. 3.36% expected. Diluted EPS (GAAP) reached $0.39, exceeding the $0.34 mean estimate by 14.71%, driven by strong commercial lending fundings ($175M, up 181% QoQ) and successful integration of the Middlefield acquisition. Management expects NIM to normalize to 3.34%-3.37% in Q3, which remains slightly above previous consensus trends.