Happen

Q2 FY2026 EarningsQ2 2026 net revenue reached $262.9M, up 6% YoY, while net income surged 52% YoY to $58.1M, with diluted EPS at $0.50. Growth was driven by a 29% YoY increase in loan originations to $3.1B and a transition to Fair Value Option (FVO) accounting, which resulted in a $10.9M provision benefit. The bank maintained a strong capital position with a Tier 1 leverage ratio of 11.9% and an improved ROE of 15.1%. Full-year FY26 guidance for diluted EPS was set at $1.80 to $1.90.