Jefferson Capital

Q2 FY2026 EarningsQ2 FY2026 results delivered a beat on both top and bottom lines: revenue of $177.5M exceeded the $170.3M consensus, and GAAP EPS of $0.67 beat the $0.65 expectation. Adjusted EPS of $0.77 was supported by strong collections growth of 18% YoY and a record Estimated Remaining Collections (ERC) of $3.4B. Despite a significant 45.6% YoY increase in operating expenses due to higher servicing costs and stock-based compensation, improved leverage of 1.71x and stable deployment growth reinforce a positive outlook.