Q2 FY2026 EarningsQ2 FY26 missed consensus estimates significantly across key bottom-line metrics, reporting a GAAP net loss of $9.2M and GAAP EPS of -$0.18, compared to an expected -$0.02. Revenue (Net Interest Income) of $4.5M fell short of the $5.6M consensus by 19.64%. Book value per share declined to $2.76, missing the $3.45 estimate by 20.00%. Results were primarily weighed down by an $8.6M provision for credit losses and declining net interest margins due to loan payoffs and non-performing loan interest reductions.