Live Oak Bancshares
LOB43.8602.48% ( +1.060 )
Q2 FY2026 EarningsQ2 FY2026 results significantly beat consensus expectations: Diluted EPS of $0.74 exceeded the $0.63 mean estimate, and total revenue reached $156.1M vs. $155.4M expected. Net interest margin (NIM) improved to 3.33%, outperforming the 3.27% forecast. Strong loan production of $1.55B and improved efficiency (54.13%) offset a higher-than-expected provision for credit losses ($25.8M), leading to a 19.3% beat on GAAP net income.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: Live Oak Bancshares(LOB) predict that the Revenue is 156.15 M (+8.62%), Beat estimate;the EBIT is 71.62 M (+31.52%), Beat estimate;the EPS is 0.74 (+45.1%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.16B8.62%
0.16B8.12%
+0.00B0.50%
EBITExceed expectations
0.07B31.52%
0.07B24.13%
+0.00B7.39%
EPSExceed expectations
0.7445.10%
0.626722.88%
+0.113322.22%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf