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Company Encyclopedia
name
LexinFintech
LX.US
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services.
476.59 B
LX.USMarket value -Rank by Market Cap -/-

Financial Score

19/05/2026 Update
C
Consumer FinanceIndustry
Industry Ranking35/57
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
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    Rating
  • Profit ScoreB
    • ROE14.78%A
    • Profit Margin12.75%B
    • Gross Margin38.65%B
  • Growth ScoreC
    • Revenue YoY-6.56%D
    • Net Profit YoY53.79%B
    • Total Assets YoY8.66%B
    • Net Assets YoY16.12%B
  • Cash ScoreC
    • Cash Flow Margin215.52%B
    • OCF YoY-6.56%D
  • Operating ScoreB
    • Turnover0.58B
  • Debt ScoreC
    • Gearing Ratio48.40%C

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