OneMain

Q3 FY2026 EarningsQ3 FY26 delivered a comprehensive beat across top and bottom-line metrics: GAAP EPS was $1.60 vs. $1.52 expected, and C&I adjusted EPS of $1.51 was in-line with the $1.56 mean but beat the GAAP expectation significantly. Total revenue reached $1.7B, exceeding the $1.34B consensus by 27%, driven by 9% YoY growth in managed receivables to $28.1B. Credit performance showed resilience with the 30+ delinquency ratio improving to 5.34% (vs. 5.55% YoY), though net charge-offs ticked up to 6.89%. The declared $1.05 dividend and $34M in share repurchases reflect continued capital strength.