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Company Encyclopedia
name
Upstart
UPST.US
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc.
476.59 B
UPST.USMarket value -Rank by Market Cap -/-

Financial Score

19/05/2026 Update
C
Consumer FinanceIndustry
Industry Ranking27/57
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
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    Rating
  • Profit ScoreB
    • ROE7.01%C
    • Profit Margin4.21%C
    • Gross Margin82.71%A
  • Growth ScoreA
    • Revenue YoY54.67%A
    • Net Profit YoY174.37%A
    • Total Assets YoY28.98%A
    • Net Assets YoY8.35%B
  • Cash ScoreC
    • Cash Flow Margin-541.55%E
    • OCF YoY54.67%A
  • Operating ScoreC
    • Turnover0.45C
  • Debt ScoreE
    • Gearing Ratio75.24%E

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