Westamerica Bancorp

Q2 FY2026 EarningsQ2 FY26 net income reached $27.4M, down 5.8% YoY but stable QoQ. Diluted EPS was $1.17, up 4.5% YoY, benefited by the retirement of 753 thousand shares. Net Interest Margin (FTE) stood at 3.77%, with an exceptionally low cost of funds at 0.24%. Asset quality remained strong with nonperforming assets at only $808 thousand.