Bread Financial
BFH----
Q2 FY2026 EarningsQ2 2026 revenue grew 7% YoY to $993M, driven by 11% credit sales growth and 3% average loan growth. Net income rose 5% YoY to $146M, while diluted EPS jumped 21% to $3.55, aided by a 14% reduction in share count. Credit quality improved significantly, with the net loss rate dropping 90bps YoY to 6.98%. Tangible book value per share surged 22% YoY to $63.66.
Financial report interval: 2026.03.30 - 2026.06.30
Preview: Bread Financial(BFH) predict that the Revenue is 993 M (+6.89%), Beat estimate;the EBIT is 510 M (+13.84%), Beat estimate;the EPS is 3.55 (+20.75%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.99B6.89%
0.96B3.33%
+0.03B3.56%
EBITExceed expectations
0.51B13.84%
0.47B4.62%
+0.04B9.22%
EPSExceed expectations
3.5520.75%
2.74156.75%
+0.808527.50%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf