๐ข ๐๐๐๐ ๐๐: $Apple(AAPL.US) Apple to Launch โUpgradeโ Device Leasing Program to Spur Sales, Apple Is Partnering With $Klarna(KLAR.US) Klarna On New 'apple Upgrade' Program - Bloomberg
Klarna
KLAR----
Share your thoughts
Write something you'd like to share with our community...
- H
๐ข ๐๐๐๐ ๐๐: $Klarna(KLAR.US) Klarna Secures โฌ900 Million Financing Facility to Expand German Lending
๐ ๐๐๐ฒ ๐๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:โค ๐๐ฅ๐๐ซ๐ง๐ secured its first German ๐๐จ๐ซ๐ฐ๐๐ซ๐ ๐๐ฅ๐จ๐ฐ and warehouse financing agreement.โค The facility provides ๐๐๐ ๐๐๐ ๐ฆ๐ข๐ฅ๐ฅ๐ข๐จ๐ง in off-balance-sheet funding over two years.โค Klarna sold a portfolio of German ๐ ๐๐ข๐ซ ๐ ๐ข๐ง๐๐ง๐๐ข๐ง๐ term loans into the facility.โค Newly originated receivables will be sold on a ๐ซ๐จ๐ฅ๐ฅ๐ข๐ง๐ ๐๐๐ฌ๐ข๐ฌ throughout the program.โค Klarna will continue handling ๐ฎ๐ง๐๐๐ซ๐ฐ๐ซ๐ข๐ญ๐ข๐ง๐ and servicing of customer loans.โค The facility is expected to support up to ๐๐๐ ๐ ๐๐ข๐ฅ๐ฅ๐ข๐จ๐ง in German loan originations.โค New loans will continuously replenish the facility as existing assets amortize.๐ ๐๐ก๐ฒ ๐๐ญ ๐๐๐ญ๐ญ๐๐ซ๐ฌ:โค Off-balance-sheet funding improves Klarna's ๐๐๐ฉ๐ข๐ญ๐๐ฅ ๐๐๐๐ข๐๐ข๐๐ง๐๐ฒ as lending expands.โค The facility strengthens Klarna's ability to ๐ฌ๐๐๐ฅ๐ consumer financing in Germany.โค The structure diversifies Klarna's ๐๐ฎ๐ง๐๐ข๐ง๐ ๐ฌ๐จ๐ฎ๐ซ๐๐๐ฌ for future growth.๐ ๐๐ฑ๐ฉ๐๐ซ๐ญ ๐๐ญ๐๐ญ๐๐ฆ๐๐ง๐ญ:โค "This facility is a natural next step, bringing greater capital efficiency as we scale that growth further. We're pleased to welcome new partners to this structure, drawn by the strong credit quality of these products." โ ๐๐ข๐๐ฅ๐๐ฌ ๐๐๐ ๐ฅ๐ฬ๐ง, Chief Financial Officer of Klarna. - H
๐ข ๐๐๐๐ ๐๐: Klarna Says Court Awards $1.97 Billion in PriceRunner Antitrust Case Against Google - $Klarna(KLAR.US) $Alphabet(GOOGL.US)
๐ ๐๐๐ฒ ๐๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:โค Court awarded ๐๐ซ๐ข๐๐๐๐ฎ๐ง๐ง๐๐ซ ๐๐$๐.๐๐ ๐๐ข๐ฅ๐ฅ๐ข๐จ๐ง in damages in its antitrust case against Google.โค Damages relate to Google's alleged preferential treatment of its ๐จ๐ฐ๐ง ๐๐จ๐ฆ๐ฉ๐๐ซ๐ข๐ฌ๐จ๐ง-๐ฌ๐ก๐จ๐ฉ๐ฉ๐ข๐ง๐ service.โค Klarna acquired ๐๐ซ๐ข๐๐๐๐ฎ๐ง๐ง๐๐ซ in ๐๐๐๐ to strengthen shopping discovery and price comparison.โค PriceRunner technology now powers Klarna's Search & Compare across ๐๐ ๐ฆ๐๐ซ๐ค๐๐ญ๐ฌ.โค The platform covers ๐จ๐ฏ๐๐ซ ๐๐๐ ๐ฆ๐ข๐ฅ๐ฅ๐ข๐จ๐ง products and ๐๐๐ ๐ฆ๐ข๐ฅ๐ฅ๐ข๐จ๐ง merchant listings.โค PriceRunner also powers Klarna's ๐๐ก๐จ๐ฉ๐ฉ๐ข๐ง๐ ๐๐๐๐ซ๐๐ก experience in ChatGPT.โค Google may ๐๐ฉ๐ฉ๐๐๐ฅ the ruling, and any recovery could be materially reduced.โค Klarna said the ruling ๐๐จ๐๐ฌ ๐ง๐จ๐ญ constitute a profit forecast.๐ ๐๐ก๐ฒ ๐๐ญ ๐๐๐ญ๐ญ๐๐ซ๐ฌ:โค The ruling marks a major ๐๐ง๐ญ๐ข๐ญ๐ซ๐ฎ๐ฌ๐ญ victory against Google in online shopping.โค Any eventual payout could strengthen Klarna's ๐๐๐ฌ๐ก ๐ฉ๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง, subject to appeals and deductions.โค The decision could influence ๐๐จ๐ฆ๐ฉ๐๐ญ๐ข๐ญ๐ข๐จ๐ง policy for digital marketplaces.๐ ๐๐ฑ๐ฉ๐๐ซ๐ญ ๐๐ญ๐๐ญ๐๐ฆ๐๐ง๐ญ:โค "When markets work well, everyone benefits. Consumers get higher quality at lower cost, companies stay focused on serving customers rather than defending position, and society is better off for it. This ruling supports a healthier, more competitive market for the way people compare products and services โ and that is good for everyone who shops." โ ๐๐๐ง ๐๐ซ๐๐๐ฏ๐๐ฌ, Head of Communications and Policy, Klarna. - H
$Klarna(KLAR.US) | BMO Capital maintains ๐๐๐ซ๐ค๐๐ญ ๐๐๐ซ๐๐จ๐ซ๐ฆ on ๐๐ฅ๐๐ซ๐ง๐, ๐ซ๐๐ข๐ฌ๐๐ฌ ๐๐ ๐ญ๐จ $๐๐ ๐๐ซ๐จ๐ฆ $๐๐
Analyst sees U.S. transaction margin expansion from cost efficiencies driving higher EPS estimates, though the stock remains a Market Perform.
- H
๐ข ๐๐๐๐ ๐๐: $Klarna(KLAR.US) Klarna Launches FDIC-Insured Savings Accounts in the U.S.
๐ ๐๐๐ฒ ๐๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:โค Klarna launches ๐ ๐๐๐-๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ savings accounts for U.S. customers.โค Accounts offer interest rates above ๐% ๐๐๐ through WebBank.โค No minimum deposits, no monthly fees, and ๐๐ข๐ซ๐๐๐ญ ๐๐๐ฉ๐จ๐ฌ๐ข๐ญ support.โค Features include round-ups, scheduled transfers, and ๐ฌ๐๐ฏ๐ข๐ง๐ ๐ฌ ๐ ๐จ๐๐ฅ๐ฌ.โค Klarna customers have deposited over $๐๐.๐๐ in European savings products.โค Company serves ๐๐๐๐ active users and processes ๐.๐๐ daily transactions.โค Savings accounts expand Klarnaโs U.S. ๐๐ข๐ ๐ข๐ญ๐๐ฅ ๐๐๐ง๐ค๐ข๐ง๐ ecosystem.๐ฌ ๐๐ฑ๐ฉ๐๐ซ๐ญ ๐๐ญ๐๐ญ๐๐ฆ๐๐ง๐ญ:โThe average American earns less than half a percent on their savings, not because better options don't exist, but because their bank hasn't had to compete,โ said Sebastian Siemiatkowski, co-founder and CEO at Klarna. - H
๐ข ๐๐๐๐ ๐๐: Klarna Partners With Ulta Beauty for Flexible Payments Online - $Klarna(KLAR.US) $Ulta Beauty(ULTA.US)
๐ ๐๐๐ฒ ๐๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:โค Klarna partners with ๐๐ฅ๐ญ๐ ๐๐๐๐ฎ๐ญ๐ฒ to offer flexible payment options.โค Available across ๐๐ฅ๐ญ๐.๐๐จ๐ฆ and the Ulta Beauty mobile app.โค Customers can pay in full or split purchases into ๐ interest-free installments.โค Longer-term ๐๐ข๐ง๐๐ง๐๐ข๐ง๐ options available for larger purchases.โค Partnership enhances checkout flexibility for millions of U.S. beauty shoppers.โค Supports Ultaโs growing focus on ๐๐ข๐ ๐ข๐ญ๐๐ฅ ๐๐จ๐ฆ๐ฆ๐๐ซ๐๐ experiences.โค Expands Klarnaโs presence within the U.S. ๐๐๐๐ฎ๐ญ๐ฒ ๐๐ง๐ ๐ฐ๐๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ market.๐ฌ ๐๐ฑ๐ฉ๐๐ซ๐ญ ๐๐ญ๐๐ญ๐๐ฆ๐๐ง๐ญ:"Ulta Beauty is where millions of Americans turn for everything beauty and wellness has to offer, from emerging to established brands across all price points," said David Sykes, Chief Commercial Officer at Klarna."Whether a guest is checking out on - H
$Klarna(KLAR.US) | ๐๐ฅ๐๐ซ๐ง๐: BofA reiterates ๐๐ฎ๐ฒ, raises ๐๐ ๐ญ๐จ $๐๐
Analyst sees strong Q1 execution and improving monetization reinforcing earnings momentum.
- M
Breaking: Klarna is down 65% from its IPO price
The world's biggest "buy now, pay later" company:Here's the full picture:โข Peak (2021): $45.6B valuationโข Bottom (2022): $6.7Bโข IPO (Sep 2025): $40/shareโข Now: $14.13/share93 million users. 26 countries. And the stock can't find a floor."Buy now, pay later" as a business model seems to also be their investment advice, apparently.
- D
Shopify (Minutes): Optimistic about the enterprise market + AI development in e-commerce
The following is the FY25Q3 earnings call minutes of $Shopify (SHOP.US) organized by Dolphin Research. For earnings interpretation, please refer to "Shopify: Is Imperfection Unacceptable, the Original Sin of High Valuation?" 1. Review of Core Financial Information 1. Third-quarter stock-based compensation expense was $116 million, and capital expenditure was $6 million. Free cash flow for the third quarter reached $507 million, accounting for 18% of total revenue. The free cash flow profit margin for the first nine months of this year remained the same as the same period last year, at 16%; this quarter's transaction and loan losses accounted for approximately 5% of revenue...
shopifyConference Minutes - H
US stocks welcome the hottest IPO week of the year! The largest Fintech IPO Klarna, crypto giants Gemini and Figure are about to land.
Cryptocurrency exchange Gemini, blockchain lending institution Figure, and "buy now, pay later" giant Klarna have successively initiated IPO processes, ushering in a window period for listings in the diversified fintech sector.
